HARSH : Choose Your Own Adventure on Financial Wellness (HARSH Choose Your Own Adventure Series Book 1)

What would you do if you were handed $20,000 at sixteen?

For Alex, that fantasy just became a reality. After his grandfather’s funeral, he inherits a life-changing sum of money and the keys to his first car. Suddenly, the world is wide open. The flashy sports car he’s always dreamed of is within reach, and with it, a chance to win the attention of Jessica, the most popular girl in school.

But his grandfather’s advice about being wise with money echoes in his head. His best friend, Leo, is pushing him to spend big and live for the moment , while a quiet girl from the diner seems to see a value in him that has nothing to do with his bank account.

From the driver’s seat of a brand-new sports car to the humbling reality of a part-time job, from the temptations of a get-rich-quick scheme to the quiet power of long-term investing, every decision Alex faces is a crossroads. And every outcome has a consequence.

This is not a story you just read. It’s an adventure you control.

Guided by the tough-love financial expert RNTROOPER, you will make the choices for Alex. Your decisions will teach you powerful, real-world lessons about:

• Assets vs. Liabilities, and why a cool car isn’t always a smart purchase .

• The crushing weight of high-interest debt and credit card traps .

• How your credit score works and how easily it can be ruined .

• Budgeting, saving, and the surprising rewards of a humbling job .

• Lifestyle inflation and the danger of trying to finance a relationship.

• The difference between long-term investing and risky gambling.

Will you help Alex build a future of wealth and security, or will your choices lead him down a path of financial ruin? His fate is in your hands.

Choose wisely, because sometimes the lessons life teaches you can be HARSH.